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Module 3b

Retirement and Estate Planning > Planning for a Secure Retirement > Module 3b

Module 3b: Retirement Age

The age you choose to retire will determine the Social Security retirement benefits you receive.


Early Retirement
(Source: Social Security Administration)

You will find a chart to show year of birth, full retirement age (years and months reflecting the changes), and the percentage benefits are reduced for early retirement. You should allow about 15 minutes to examine the chart.

Delaying Retirement
(Source: Social Security Administration)

This link will provide information about delaying retirement.


David was born in 1955. He wants to know:

  1. When would he receive full retirement benefits based on his birthdate of 1955?
  2. How would his benefits be reduced if he retired early at age 62?
  3. What would his benefits be if he waited until age 70 to retire?


Module 3 - Module 3a | Module 3b | Module 3c