Expanding Credit Access to Scale-up the Use of Hermetic Storage in Tanzania (CASH-Tz)

Lead Partners

  • Tanzania Agricultural Development Bank (TADB)
  • Pee Pee Tanzania Ltd. (PPTL)
  • Rural-Urban Development Initiative (RUDI)
  • Building Rural Incomes through Enterprises (BRiTEN)
  • International Institute of Tropical Agriculture (IITA)

Project Activities

Pursue a market-based approach that facilitates farmers’ access to credit at harvest against stored grain in hermetic bags to be sold to commodity buyers.

Focus Area

Ruvuma and Rukwa regions in Southern Highlands of Tanzania



Start date

May 31, 2021

Finish date

May 30, 2024


The CASH-Tz project will use the collateral management agreement (CMA) approach to secure finance for smallholder farmers so that they can store more grain instead of selling at harvest when prices are lowest. Grain stored under CMA will be preserved in PICS bags and sold a few months later when prices are high. By providing smallholder farmers with loans at harvest, the project aims to increase the quantity of maize stored by 30% and their income by 50%. CASH-Tz is targeting 20,000 farmers who are members of 100 producers’ organizations in Ruvuma and Rukwa regions of Tanzania.


United States Agency for International Development (USAID)