Search our entire resource library
You're viewing a specific archive. Looking for something and want to search by keyword or just take a general look at ALL our resources? Click Search below!
Finances
The 2026 Purdue Crop Cost and Return Guide provides estimated costs and net returns for planting, growing, and harvesting corn, soybeans, and wheat in the upcoming year. Cost and return information presents information for low, average, and high productivity soils. Early projections point to slightly higher breakeven prices.
Read MoreFor a state such as Indiana, which is heavily reliant on corn and soybean receipts, the latest USDA-ERS net farm income forecast seems counter-intuitive. After two strong net farm income years in 2021 and 2022, net farm income has been below average for crop farms. Current projections for 2025 and 2026 suggest that net farm income will remain below average through at least 2026.
Read MoreMidwest crop producers have experienced a significant downturn in corn, soybean, and wheat prices since late 2023, resulting in a drop in net returns in 2024. Moreover, current expectations are that prices will continue to remain at or below the cost of production for at least a couple more years. Consequently, a key question being asked is as follows: “Who is the most vulnerable financially during this downturn”?
Read MoreExamine breakeven prices, earnings per acre, breakeven cash rents, and trends in working capital with this spreadsheet tool.
Read MoreSeptember 16 at 7 pm or September 23 at 9 am
The Flexible Lease virtual Workshop, presented by the Purdue Extension Land Lease Team, will include a presentation and discussion to help you decide if a flexible land lease arrangement is right for your farm.
Read MoreExplore how different lease types—from crop share to flexible cash leases—impact risk and returns for both landowners and tenants. This analysis uses real Indiana data to compare a fixed cash rent lease, a crop share lease, and eight flexible cash lease arrangements, helping you evaluate which structure fits your farm’s goals. Flex leases with base rent and bonuses are gaining traction—see why they may be a smart alternative to fixed cash rent.
Read MoreIncreasing financial leverage will increase expected returns as long the marginal returns from the use of loans exceeds the cost of borrowing. In favorable economic times, higher leverage can improve financial performance and stimulate farm growth. However, in unfavorable economic times, leverage can cause business performance to deteriorate rapidly. Thus, higher leverage may increase expected returns and financial risk.
Read MoreCash flow trends from 2007 to 2024 show how crop farms rely on operating income and borrowed funds to drive growth through asset purchases. As income levels shift, so do investment decisions—offering key insights for managing through expected challenges in 2025.
Read MoreThere are three major changes that contribute to an increase or decrease in net worth: change in retained earnings, change in contributed capital, and change in market valuation. Tracking changes in net worth over time is one of the most important tasks of those in charge of analyzing a farm’s financial position and performance.
Read MoreThe Spring 2025 Indiana Farm Income Outlook, published by the Rural and Farm Finance Policy Analysis Center (RaFF), provides updated projections for Indiana farm profitability through 2026. The report highlights a projected 40% increase in Indiana net farm income in 2025—driven largely by higher government payments—and offers insight into trends in crop and livestock markets, production expenses, and policy impacts.
Read More