February 18, 2021

Understanding the Five C’s of Credit

Purdue University agricultural economist Brady Brewer is joined by Purdue agricultural economist Michael Langemeier to discuss credit underwriting and the criteria financial institutions use to determine eligibility of an applicant in this episode of the Purdue Commercial AgCast. Character, capital, capacity, collateral, and conditions are the five Cs of credit used in credit underwriting. These metrics are used for credit ratings to quantify and decide eligibility, interest rates and credit limits of borrowers. This episode focuses on what credit analyst means for farmers, how each of the 5 Cs are measured, and how farms can use this information for their gain and to manage risk.




Cattle Finishing Net Returns Prospects for 2021

January 11, 2021

COVID-19 and fluctuating fed cattle and feed prices resulted in another challenging year for cattle finishers. This article updates feeding cost of gain, breakeven prices, and net return estimates for 2020 and provides projections for the first half of 2021.


Cover Crop Decision Making Tool

December 11, 2020

This spreadsheet can be used to examine whether it is beneficial to use a cover crop. When evaluating cover crop use, we typically compare the potential improvement in crop yields, and fertilizer and other cost savings to the cover crop seed cost, the planting costs and potential termination costs for the cover crop.


Differences in Working Capital among Farms

November 2, 2020

This article examines differences in the characteristics for farms with a current ratio above and below 2.0.  In addition, we examine the correlation between the current ratio and farm characteristics.



Monthly Corn & Soybean Outlook Webinar Series

Webinar each month following USDA’s release of the updated World Agricultural Supply and Demand Estimates (WASDE). Join us Wednesday, October 13 for our next monthly update on the corn and soybean outlook following release of USDA’s October Crop Production and World Agricultural Supply and Demand Estimates (WASDE) reports. Registration is free.

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